In
recently, many credit-card companies offer special promotion/benefits that can
help with you understand credit card features, take compare their benefits, and
things to consider before choosing a right credit card.
So I had
choice UOB One Club Credit card,
Because UOB offered both of cash rebates
and smart$ Cash.
Bank
|
Card name
|
Cash Rebate Highlights
|
Annual Fee
|
Interest Rate Per Year
|
Sign-Up Promotion
|
Estimated Savings
|
Public Bank
|
Visa/MasterCard
Gold Card
|
0.7% retail
spending
|
Waived
with conditions*
|
15.00%
|
3
Free Gift
|
RM76
|
Visa/MasterCard
Classic Card
|
0.6% retail spending
|
Waived
with conditions*
|
15.00%
|
3
Free Gift
|
RM56
|
|
Alliance Bank
|
Gold
Card
|
1.3% retail spending
|
Waived
with conditions*
|
15.00%
|
2
Free Gift
|
RM98
|
Rebates
Younique MasterCard
|
2% retail spending
|
Waived
with conditions*
|
15.00%
|
2
Free Gift
|
RM48
|
|
Classic
Card
|
1.2% retail
spending
|
Waived
with conditions*
|
15.00%
|
-
|
RM104
|
|
Hong Leong
|
Fortune Credit Card
|
RM1,800 additional
cash bonus for annual spending above RM38,000
|
Waived
with conditions*
|
15.00%
|
-
|
RM86
|
UOB
| 
One
Card Classic
|
5% - Golden Screen
Cinemas (GSC)
0.3% - all other
spending
10% SMART$ Rebates,
which is as good as cash at participating outlets
5% rebate on petrol
|
Waived
with conditions*
|
15.00%
|
-
|
RM86
|
Affin Bank
| 
asterCard/Visa
Classic Card
|
0.8% - retail
spending
|
Waived
for life
|
9.99%
|
-
|
RM84
|
OCBC
|
Gold
Visa Card
|
0.2% - retail
spending
|
Waived
with conditions*
|
15.00%
|
-
|
RM67
|
* some bank will
notify changes in particular anytime
*
Minimum Monthly Income at least RM2000 and above 
